Making a personal injury claim is not always an easy decision you might think you have a great case but after seeing a solicitor it might start to look your chances of winning are well, to put it bluntly unlikely. And you might not even see a solicitor after all you don’t necessarily need to use one to claim for compensation.
So, how do you claim compensation after suffering a personal injury and is it worth it? Unfortunately, there really is no one answer to that it really depends on the circumstances surrounding your personal injury. There isn’t one uniform method that can be used when you’re making personal injury claim there are many variables to take into account.
For example, if you suffer an injury due to a traffic accident then the way you’d go about claiming compensation is different to the way you’d claim if you suffered one at work. Let’s take a look at the main ways you can go about claiming for compensation after a personal injury in more detail below.
Using A Claims Assessor
A claims assessor such as Hutchison & Stoy also known as a claims management company can help in a number of different personal injury claim cases. However, certain claims assessors might specialise in certain types of cases so make sure you find out the details of the assessors first.
Claims assessors do have a variety of benefits to them they will usually have a lot of contacts in the legal industry, and they will be able to offer advice and assistant throughout your case. However, while claims assessors can be very useful for handling your personal injury case the might not be able to offer all the legal help of a solicitor or a law firm.
Taking Legal Action
If you want to take legal action to claim compensation in the civil court, then the first thing you will need to do is find a solicitor. This is easier said than done because there are a lot of solicitors and law firms to choose from.
The best all-around option is to find a solicitor who will work on a no win no fee basis, that way even if you do lose you won’t be out of pocket. Time limits do apply when it comes to getting a solicitor for a personal injury claim, although this does vary depending on the type of injury but it’s still best if you claim as soon as possible.
If you have been injured at work and are part of a Union, then you should contact them as soon as possible because they will probably be able to supply legal assistance and the same applies for injuries caused by traffic accidents if you’re a member of a motoring agency.
Legal action might sound scary but in many cases, your employer may be willing to offer an out of court settlement you might also be covered by insurance for accidents as well. But this all depends on your own individual circumstances, if you do go to court and win then your solicitors will take a portion of your winnings to pay your fee.
Using The Criminal Injuries Compensation Authority
Hopefully, this is never something you’ll have to use because the criminal compensation authority only deals with personal injuries that have been caused by a criminal act. There are many variants of this it could be due to you being assaulted or it could be an injury you sustained when assisting police officers, to give you just two possible examples.
However, when you get injured you must report it to the police as soon as possible and then make an application to the Criminal Injuries Compensation Authority. You will usually have two years to do this and you can do it online or by phone and you can get assistance from the police and the Citizens Advice Bureau.
If a criminal is convicted of a criminal offence that relates to your injury, then they can be ordered by the court to pay you compensation. However, in cases like this, you cannot apply yourself you will need to give the prosecution the details of your injury and information about the losses you have suffered.
The amount of compensation you will receive will vary on your own individual circumstances however the maximum amount is set to £5000. The offender will often have time-frame in which they must pay you your compensation by and if they make a criminal compensation order they will also be responsible for ensuring you receive your compensation.
Is Making A Claim For Compensation Worth It?
So, now we’ve taken a look at the different ways you can approach getting compensation the question remains whether claiming compensation is worth it? The financial impact of a personal injury can be very far-reaching and it’s understandably one of the things people least think about.
After all, after suffering a personal injury are you really going to be thinking about your finances? I doubt it, but your finances are very important and by applying for compensation you will be able to recoup any losses.
But claiming for compensation will also allow you to get justice for what happened to you as well. Compensation is literally the recognition of loss, injury or suffering, isn’t it? So, I think in the majority of cases making a claim for compensation is something everyone should consider and by using a no win no fee solicitor you will not run the risk of losing out, will you?
While being rewarded money isn’t going to change what happened to you it will help you find peace and allow you to move on with your life. Remember in the meantime you should make an appointment with the Citizens Advice Bureau, so they can help with any outstanding financial matters.
Compensation won’t change what has happened to you, but it will make your recovery easier and that in my opinion always makes it worth it. So, however, you decide to do it, applying for compensation is worth it.