Do you have enough time and energy in the day to earn more money?
With our fast paced lives it’s not uncommon to feel like you don’t have time to sleep – let alone do something that’s going to mean you earn more money.
With that in mind, there’s another way to boost what’s in your pocket – that’s to spend less money in the first place! But how do you do it and keep the level of lifestyle that you’ve become accustomed to?
Well, we’ve got 12 great ideas that will reduce your outgoing from today onwards. We can’t give you extra hours in the day, but we can definitely save you some money!
Plan your food
We waste a huge chunk of money by not planning our meals and just shopping either every day or every couple of days. Buying like this means we rarely ever take advantage of the lower prices that come with bigger packet sizes – leaving our freezers and wallets looking quite empty.
Draw up a list of meals for the week, plan ingredients and make one supermarket journey instead of 5!
Turn the thermostat down
It’s a well-known trick – but turning your thermostat down by one degree rarely makes any noticeable difference to the heat of your home – but can make a big difference to your heating bills when added up over a year.
Don’t throw good food away
As a nation we throw an enormous amount of food away each year – billions of tonnes in fact. Part of the reason for this is a misunderstanding around what’s good to eat and what’s not.
A ‘use before’ date means that the food could potentially be dangerous if you eat it beyond that date (think raw meat, diary, etc) – but on the other hand, a ‘best before’ date is really just advice.
Check your food, if it’s a few days over a best before date and it looks or smells as you would expect it to – the chances are it’s perfectly okay to eat! Check the wording and save a fortune on shopping costs.
Do free stuff
It doesn’t get much better value than free! And, if you’re smart with your searching, you’ll find dozens of things you can that are exactly this price.
From museums and galleries to beaches and parks – there’s some incredible free attractions that you can take advantage of if you’re willing to do some web searching to track them down!
Read more books
In this world of box-sets, paid TV channels and expensive streaming services, books look like incredible value for money! Instead of firing up the TV and flicking until you find something you like, pick up a few books. You can find them second-hand for next to nothing – and they’ll take a LOT longer to read than even the chunkiest box set!
Don’t pay more debt than you need to
If you’re struggling with debt you might not realise that there are some great options out there for coming to an agreement with your creditors and reducing the amount you repay.
To work out who you can turn to for support and guidance, check out reviews of companies who can potentially help – like this one from https://www.facethered.com – and slice your debt down to size!
Don’t shop when you’re hungry
Shopping when you’re hungry is a recipe for disaster! You’re far more likely to buy more than you need – as well as increasingly likely to spend money on expensive food that’s got attractive packaging made to appeal to your empty stomach!
Throw away your takeaway menus
If you ditch the takeaway menus and apps that mean you can order in just a few clicks, you’re far less likely to turn to them as quick and convenient (but expensive) options. What’s more, if you can keep a couple of keep and cheap options in the house – your hungry stomach will push you toward them – rather than hitting the internet to study menus…
Have a standard work wardrobe
You can thank Mark Zuckerberg for this tip!
Rather than pick out a different outfit each day – he sticks to a modest combination of a t-shirt and jeans. Now, you might not be able to do exactly the same – but that doesn’t mean you can’t have some staple go-to items.
Sticking to a basic wardrobe means you’re less likely to have to purchase new seasonal items – or pick out specific items that compliment only one outfit.
Delete your card details
Deleting your saved card details might not save you money directly – but it puts another barrier in the way of spending money online – which is one of the quickest and most tempting ways for us to spend our money.
If you’ve got to reach into your pocket each time you want to spend money, it gives you a little more time to consider whether or not you actually want and need that item…
Buy some thick jumpers
It’s a lot less costly to heat yourself than it is to heat your entire house!
Buying some decent quality wool jumpers means you can turn the heating right down – if not switch it off completely. Multiple layers works well too. You can worry about whether or not it feels like you’re being a ‘skinflint’ when you relax on the beach holiday you’ve managed to save for with money that everyone else has been spending on energy bills!
Book tickets well in advance
If you’ve got any long-distance journeys coming up try to look for tickets months in advance. Even if they’re not available right away you’ll usually be able to create an alert that will let you know when they go on sale.
In some cases, train tickets can be up to 90% cheaper when bought in advance – money that’s a lot better in your pocket!
Get an insulated coffee cup
Buying expensive cups of coffee might feel like a treat, but in reality it’s an extremely expensive habit if you do it every week or every day you’re at work.
If you check out your local supermarket or a good online store you can find insulated cups that will keep a homemade cup of coffee hot all day – and even fully waterproof ones that you can seal and throw in your work bag to be consumed whenever you want. We’re not saying that you have to downgrade to instant coffee either – even fresh home ground coffee is a fraction of the price of a shop made cup!